{"id":4,"date":"2026-08-30T15:00:00","date_gmt":"2026-08-30T15:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/kclegacyinsurancesolutions-com\/2026\/08\/30\/medicare-irmaa-how-income-affects-your-medicare-premiums\/"},"modified":"2026-08-30T15:00:00","modified_gmt":"2026-08-30T15:00:00","slug":"medicare-irmaa-how-income-affects-your-medicare-premiums","status":"publish","type":"post","link":"https:\/\/www.kclegacyinsurancesolutions.com\/blog\/2026\/08\/30\/medicare-irmaa-how-income-affects-your-medicare-premiums\/","title":{"rendered":"Medicare IRMAA: How Income Affects Your Medicare Premiums"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>IRMAA is an extra Medicare Part B and D premium based on income from two years prior, triggered when 2024 MAGI exceeds about $106,000 for singles or $212,000 for joint filers. Surcharges increase through five brackets, with Part B ranging from $81.20 to $487 and Part D from $14.50 to $91 monthly. IRMAA applies fully once a threshold is exceeded. Planning strategies include managing income, using charitable distributions, timing asset sales, and appealing due to life events.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.kiplinger.com\/retirement\/medicare\/medicare-premiums-projected-irmaa-for-parts-b-and-d-for-2026\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>IRMAA is an extra Medicare Part B and D premium based on income from two years prior, triggered when 2024 MAGI exceeds about $106,000 for singles or $212,000 for joint filers. Surcharges increase through five brackets, with Part B ranging from $81.20 to $487 and Part D from $14.50 to $91 monthly. IRMAA applies fully [&hellip;]<\/p>\n","protected":false},"author":207,"featured_media":32,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.kclegacyinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/posts\/4","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kclegacyinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kclegacyinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kclegacyinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/users\/207"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kclegacyinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/comments?post=4"}],"version-history":[{"count":0,"href":"https:\/\/www.kclegacyinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/posts\/4\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.kclegacyinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/media\/32"}],"wp:attachment":[{"href":"https:\/\/www.kclegacyinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/media?parent=4"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kclegacyinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/categories?post=4"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kclegacyinsurancesolutions.com\/blog\/wp-json\/wp\/v2\/tags?post=4"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}